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Myth 1: Speeding will hurt my car insurance discount.
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State Farm monitors those factors as well as turns and acceleration.
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But that doesn't mean insurers have ruled out using location in the future.
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With Intellidrive by Travelers Insurance, you can get up to a 10 percent discount for signing up and then up to a 30 percent discount at renewal time for low mileage.
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The total course time is 6 hours (that is a state requirement) but you can space that out over as many days as you like.
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After logging 30 days of driving information, you can find out how much you might save and can apply the discount to your premium.
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Even programs that track speed don't compare how fast you're driving to the posted speed limits.
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Download by serial number rockwell partsWhile 57 percent of respondents said they'd be willing to sign up for a plan that monitored whether they wore a seat belt, only 44 percent said they'd be willing to sign up for a plan that monitored their commuting route.
However, State Farm says premiums could increase for customers in rare cases.
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Download by serial number rockwell partsThe devices don't know, for instance, when you're traveling 45 mph in a 15 mph zone.
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Download by serial number rockwell partsThe test is mainly common sense questions about the rules and regulations of driving.
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Download by serial number rockwell partsWe highly recommend contacting your insurance agent to confirm what discounts you are already receiving and.
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The premium reduction is effective for three (3) years provided that you are: Not involved in an accident for which you are at fault; and, Not convicted of or plead guilty or nolo contendere to a moving violation.
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Some programs, however, do offer a small initial discount for signing up.
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Otherwise the company doesn't monitor your precise whereabouts.
But in reality some programs don't include speed as a factor in calculating the discount.
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